Standard $1M capacity | Lower purchase / ARV limit
Asset-Based Advantage
Evaluate the property equity and a credible repayment plan.
Explore program →PDF guide ↓KARPATA FINANCE GROUP / LOAN PROGRAMSProperty equity.
Property equity.
A clear financing plan.
Compare eight Hard Money programs for property-backed requests, auction purchases, specialty collateral, note liquidity and approved transactional or restructuring scenarios. Start with the collateral, cash requirement and repayment plan.
Explore Loan Programs Request a quote →Hard Money Loan Programs
Choose the route that matches what is being financed. A property acquisition, a mortgage note, an approved double-close and debtor-in-possession financing have different documentation and repayment requirements. Each guide separates published flyer screens from items requiring a scenario review.
Property acquisitions and equity
$15K minimum | $1M standard capacity
Small Deal Advantage
Give a smaller investment purchase a defined financing path.
Explore program →PDF guide ↓
Auction acquisitions | Closing-specific review
Auction Advantage
Plan the financing before committing to an auction closing.
Explore program →PDF guide ↓Commercial and specialty collateral
Florida-focused | Capacity up to $25M
Commercial Hard Money Advantage
Evaluate a Florida-focused private-money commercial request.
Explore program →PDF guide ↓
Specialty collateral | Case-specific terms
Specialty Property Advantage
Bring an unusual asset into a property-specific review.
Explore program →PDF guide ↓Transactions, notes and restructuring
Approved double-close structure | Short-duration funding
Transactional Funding Advantage
Coordinate an approved acquisition and resale double-close.
Explore program →PDF guide ↓
Mortgage-note collateral | Note-specific advance
Mortgage Note Advantage
Explore liquidity against an owned or acquired mortgage note.
Explore program →PDF guide ↓
Debtor-in-possession review | Case-specific structure
Bankruptcy Recovery Advantage
Evaluate liquidity within a documented restructuring plan.
Explore program →PDF guide ↓Show the collateral. Explain the cash need. Document the exit.
Prepare the property or note details, purchase basis or value, existing liens, requested amount, cash available and repayment evidence. Identify an auction deadline, approved double-close, improvement scope or restructuring requirement early so the correct program can be reviewed.
Request Hard Money FinancingHard Money and Bridge financing education.
Payoff Statements and Per Diem: Keep a Closing Delay from Breaking the Settlement Math
Reconcile the authorized payoff amount, good-through date, daily accrual and release process with the actual closing.
Read article →Double-Closing Funds Flow: Map Both Transactions Before Requesting Transactional Funding
Connect the acquisition, resale, approved settlement sequence and documented repayment source.
Read article →Mortgage Note Liquidity: Reconcile the Payment Ledger Before Discussing an Advance
Build a note-specific evidence package connecting ownership, contractual balance, servicing and collected payments.
Read article →From Insurance Quote to Closing Coverage: Track the Conditions That Can Change Your Cash Need
Connect property condition, intended use, lender requirements and final premium timing before settlement.
Read article →Before You Bid: Build an Auction Funding Timeline That Matches the Sale Terms
Separate the bidder deposit, settlement balance and lender conditions before relying on acquisition financing.
Read article →Protect the Closing Wire: A Verification Routine for Investment Purchases
A practical closing-funds protocol that separates trusted instructions from urgent email requests.
Read article →View all Bridge Financing Investor Intelligence →
RELATED LOAN PROGRAMS
Explore Bridge/RehabPlanning a property improvement or transition?
Review Bridge/Rehab financing considerations alongside the relevant Hard Money program. Confirm whether acquisition proceeds, repairs, reserves and the exit are included in the proposed structure.
For eligible business-purpose financing. Subject to underwriting, collateral, credit, title, legal and program review as applicable. Published maximums are ceilings and may not apply together. Terms, fees, timing and availability require confirmation. State and property restrictions apply. No published minimum credit score does not mean no credit review. Commercial Hard Money is Florida-focused. Transactional, note and debtor-in-possession scenarios require a separately approved structure. Not a commitment to lend or a consumer mortgage offer.