First-time builder route | 85% LTC / 65% ACV

First Build Advantage PDF Guide

Start a first build with a practical execution plan.

Two construction professionals reviewing plans beside a framed house.

Your two-page program guide

Review the program profile, financing framework and construction preparation checklist. Save or share the PDF before discussing your build with Karpata.

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LET’S REVIEW YOUR NEXT PROPERTY

Put First Build Advantage to work.

Send the land basis, plans, construction budget, builder history, requested loan and intended exit. Select a program on the optional construction quote dropdown, or leave Not Sure selected. Describe a completion or refinance request in the financing notes.

Request Ground-Up Construction Financing 480-846-1001

For eligible business-purpose real estate financing. Subject to underwriting, credit, property and program approval. Maximum leverage, minimum credit score and loan limits vary by scenario and may not apply together. Fees, terms and availability may change. State restrictions apply. Not intended for consumer home mortgages. Not a commitment to lend. Any refinance or permanent takeout requires approval. Eligible construction costs and draw conditions depend on the approved transaction.